VA Streamline

VA Streamline Refinance

Refinance your VA Loan to a lower interest rate,
with minimal time, effort, or expense.

Have a VA Mortgage? The VA Streamline Refinance is for You.

The VA Streamline program is specifically for homeowners who already have a VA loan and would like to refinance to take advantage of lower interest rates. It is considered a streamline because it allows you to refinance quickly, without an appraisal, and requires minimal paperwork on behalf of the lender. Both save you time and money upfront.

Also known as an Interest Rate Reduction Loan (IRRL), a VA Streamline Refinance MUST lower your interest rate or it’s not performed.

In other words, there’s no risk involved.

VA Streamline – The Best Refinance Available?

The VA Streamline Refinance is widely considered to be the best refinance available. No other refinance loan program is as simple and easy to qualify for as a VA streamline refinance.

A VA Streamline Refinance:

  • does not require an appraisal

  • cuts down significantly on paperwork

  • requires no income verification

  • has no qualifying debt ratios

  • has only a limited credit check

  • guarantees a LOWER interest rate

In short, in today’s economy it’s hard to imagine a better loan program!

VA Streamline Eligibility Requirements

If you currently have a VA mortgage, have a credit score of at least 600, and interest rates today are lower than when you obtained your loan… it’s likely that you’re eligible for the VA Streamline refinance.

Answer a few simple questions and we’ll help you qualify and show you how much you can save. It’s fast, free, and there’s no quicker way to start saving!

Why are VA Loan Rates Better?

VA loans are not issued by the government. Rather, they are insured by the government offering greater protection to lenders in the event a borrower defaults. This added security enables qualified VA lenders such as CREFCO to offer significantly better rates than conventional loans.

Related Information

VA Purchase Loans
VA Refinance
VA Streamline

(By refinancing your home loan, the finance charges you pay may be higher over the life of the loan.)

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