VA Loans

Veteran’s Administration Insured Home Loans

VA Loans make home ownership more affordable for our nation’s veterans

Why a VA Loan?

In 1944, President Roosevelt signed the GI Bill of Rights into law, providing our nation’s veterans with federally guaranteed home loans requiring no down payment.

VA loans are a great option if you’re looking to purchase your dream home, pay off debts on your current home, make improvements, or simply reduce your monthly rates and payments.

Our VA home loan experts are able to offer you fast, friendly advice, rates and information.

Benefits of VA Loans

  • NO downpayment

  • Eliminates monthly mortgage insurance

  • Less strict credit and income standards

  • NO prepayment penalty

  • We can negotiate with seller to cover most or all closing costs

  • Lower interest rates and monthly payments

  • Easier qualification process

Am I Eligible? — VA Home Loan Eligibility Guide

Wondering whether you’re one of the 29 million Americans who qualify for the VA home loan program? If ANY of the following apply to you, chances are you are eligible for a VA loan:

  • 90 days or more of active duty service during wartime

  • 181 days or more of active duty service during peacetime

  • You were discharged from service (not-dishonorable)

  • You are currently active duty personnel and meet either of the above service requirements

  • You are the surviving spouse of a Veteran who died during service or service-related injuries and are not remarried.

America’s VA Mortgage Loan Expert

As you can see, there are many reasons why it’s a sound financial decision to consider a VA home loan. The government is grateful for all of the American Veterans and military personnel who have served our country and has created this program to help you find and keep the home of your dreams, as affordably as possible.

CREFCO hopes to do its part as well, and strives to help veterans take full advantage of the VA loan program and all of its benefits. Our VA loan experts have extensive experience and will streamline the process to make it faster, easier, and hassle free.

How can I apply?

Simply complete our secure online application, and a VA expert will provide you fast, friendly advice, rates and information. It’s fast, easy and free.