Terms Of Service

You hereby grant to Consumer Real Estate Finance Co. (CREFCO), all of their respective agents, licensees, successors, legal representatives, assigns, third-party service providers, marketing or public relations agencies, and other affiliates (the “Licensed Parties”) a worldwide, perpetual, irrevocable, royalty-free, non-exclusive, transferable, right to use your User Content in any manner to be determined in the Licensed Parties’ sole discretion, including but not limited to on all webpages and web-applications operated by the Licensed Parties, in advertisements and promotional e-mails, and in all other media . All Licensed Parties may reproduce, distribute, create derivative works from, alter and/or edit your User Content in any manner, with no obligation to you whatsoever.

You grant the Licensed Parties the right to use your real name, likeness, image, location, or other identifying information in connection with any use of your User Content.

You hereby agree, represent, and warrant that your are solely responsibible for your User Content, you own all rights in and to your User Content or have obtained appropriate rights and/or permissions fom all other persons or entities who own or may otherwise any rights with respect to such User Content. You also represent that you are not a minor, the Licensed Parties’ use of your User Content as described herein will not violate the rights of any person or entity, including but not limited to copyright, trademark, patent, trade secret, privacy, publicity, proprietary or other rights of any party, or any law, rule, or regulation, and that User Content is not libelous, defamatory, obscene, pornographic, abusive, indecent, hateful, or otherwise unlawful.

You agree to hold the Licensed Parties harmless from any liability incurred in any way from the Licensed Parties’ use of your User Content.

The Licensed Parties have no obligation to maintain the confidentiality of any content submitted, in any form, except with regard to the Licensed Parties’ privacy policies.

If you believe any content residing on the Site infringes on any person’s or entity’s rights, please contact the website administrator.