Credit Rate APR
 760-850 4.250% 4.560%  
 680-759 4.625% 4.935%  
 620-679 4.875% 5.185%  
 580-619 6.250% 6.560%  
 Below 580 6.500% 6.810%  
   
Loan Purpose
Loan Amount
State

Customer Service Rating by LivePerson
 

FHA Streamline Refinance Program

Have an FHA loan? An FHA Streamline is a
quick and easy refinance to a lower rate.


Keep your FHA loan. Lower your monthly payment.

An FHA Streamline refinance is different than refinancing into an FHA mortgage. It's an efficient refinance program for those homeowners already in an FHA loan.

It is considered a streamline because it allows you to refinance quickly, and often without an appraisal. This saves you money that would otherwise be needed upfront.

A streamlined FHA refinance also cuts down on the amount of paperwork a lender needs to complete, saving you time and money as well.

An FHA streamline refinance often requires:

  • no appraisal

  • no credit check

  • no qualifying debt ratios

  • no income verification

However, because an FHA streamline is designed to be quick and cost effective, there is no option to receive cash back.

The 2 Key Reasons to Choose an FHA Streamline

Like many refinance options, an FHA streamline refinance saves you money by lowering your interest rate and monthly payments. However unlike a traditional refinance, an FHA streamline is easier, faster, and less stressful to obtain. In short, greater benefits... with less effort.

Do I Qualify? Requirements for FHA Streamline

Are you currently in an FHA loan and have a credit score of at least 600? If you answered yes and have not had a late mortgage payment on your FHA home loan in the past 12 months, you qualify for an FHA streamline.

To determine whether this is the ideal time for you to do an FHA Streamline Refinance, or to find out how much much it would reduce your monthly payments, give us a call at 866-854-4242, or fill out our secure, easy, and free online application.

Either way, you're guaranteed fast, friendly service from America's FHA Streamline Refinance expert.

Related Information

  - FHA Purchase Loans
  - FHA Refinance
  - FHA Energy Efficient Mortgage
  - FHA Streamline
  - FHA 203K

What Clients Say

"Helped us when no one else would!"

J Hembree

How Fast is an FHA Streamline Refinance?

Another benefit of an FHA Streamline is that it can be completed faster than a conventional refinance. There is less paperwork, minimal qualification procedures, and you don't have to reapply.

 
About Us
Contact Us
Mortgage Forum
Licenses/Disclosures

Site Map



An Equal Housing Lender


*Fees & charges apply and may vary by product and State. APR shown assumes 2% points. Subject to underwriting approval. Application required; not all applicants will be approved. Full documentation & property insurance required. Loan secured by a lien against your property. Consolidating or refinancing debts may increase the time and/or the total amount needed to repay your debt. Taxes & insurance extra. Terms, conditions & restrictions. Lock in agreement required to secure rate. Recent rate but subject to change without notice. Rates, loan products, & fees subject to change without notice. Your rate and term may vary. Call for details.

©2010 Consumer Real Estate Finance Company